
We offer reliable, accurate, efficient & secure clearing & settlement services for retail payments in Belgium, as well as an information exchange platform providing a diversity of services to the financial community.
Featured News.
Annual Report 2024
CEC Belgium
We are pleased to announce that our annual report for 2024 is now available. You can download it using the link below.
Annual NBB Report on Financial Market Infrastructures & Payment Services
The annual report on financial market infrastructures, payment institutions and critical service providers, published by the National Bank of Belgium, contains an overview of the relevant regulatory changes and supervisory activities in 2024.
This year’s report focuses on different types of topics, including geopolitical risk, digital operational resilience and physical security.
CEC turned 50!
And we celebrated that!
Back in July 1974, NBB and 67 banks signed the deed of incorporation of UCV/CEC.
Today, almost 50 years later, CEC is a non-profit organisation with 13 members (12 banks and bpost), under the governance of the National Bank Belgium.
The clearing & settlement system is outsourced to STET SA. Next to the processing of payments, a second business line was developed to support the exchange of financial information amongst the members and between the members and different government institutions.
We celebrated our 50th anniversary on the 10th of October in the Auditorium of the National Bank of Belgium

Our services
Clearing and settlement services
Ensuring efficient and reliable exchange of payment transactions
Well-functioning payment systems play a crucial role in supporting a healthy and vibrant economy. And that’s exactly what we stand for.
We offer efficient, reliable, compliant and secure clearing & settlement services for SEPA credit transfers, SEPA direct debits, cheques and cards to support our members.
We are frontrunners with respect to the introduction of SEPA compliant instant payments, which are actively used by all our members.
Payment systems are not just about moving money; they are the lifeblood of economic activity. Ensuring their reliability and effectiveness is our mission.
Transfin services
Empowering financial institutions in the digital era
With our Secure File Routing System we offer a robust platform for the exchange of digital information to support financial institutions.
Different services are deployed on the platform. From facilitating the communications flows related to Bankswitching service offered by the banks, over the exchange of the images of cheques to check the signatures to exchanges with different government entities related to credit activities of the financial institutions.
We are ready to support our participants.